Living in Payson Arizona Arizona - EVERYTHING You Need to Know
What is Living in Payson Arizona Like?
Payson, Arizona, located in Gila County, is home to approximately 17,000 people. The town offers a unique blend of small-town charm and natural beauty, making it a desirable place to call home. Situated in the heart of the Tonto National Forest, Payson provides easy access to outdoor activities such as hiking, camping, and fishing. The town is conveniently located near State Route 87, which connects it to other nearby towns and attractions. Payson embodies the Arizona lifestyle with its breathtaking desert landscapes, majestic mountains, and proximity to the Mogollon Rim. Residents and visitors of Payson can enjoy recreational activities such as horseback riding, mountain biking, and exploring the nearby Tonto Natural Bridge State Park. The Best of Payson includes a historic downtown area, charming shops, and residential neighborhoods with stunning views of the surrounding natural beauty.
One of the main attractions in Payson, Arizona, is the Tonto Natural Bridge State Park, which is home to one of the largest natural travertine bridges in the world. Visitors can hike down the canyon to view the bridge up close and explore the surrounding trails. Another popular attraction in the area is the Mogollon Rim, a stunning geological feature that offers breathtaking views of the surrounding forests and canyons. Payson also has several parks, including Green Valley Park and Rumsey Park, which offer amenities such as fishing lakes, picnic areas, and sports fields. These parks provide residents and visitors with opportunities to enjoy the outdoors and engage in recreational activities.
The cost of living in Payson, Arizona, is lower than the national average, making it an affordable option for those looking to live in the Southwest. Today, the average home value in Payson stands around $425,000, and the average cost for a one-bedroom apartment in Payson is around $1300 a month. There are a variety of housing options available for Payson residents to choose from, including single-family homes, townhomes, condos, and apartments.
If you're looking for a small town with easy access to bigger cities, a charming downtown, excellent schools, and plenty of outdoor activities, Payson, Arizona, would be the perfect place for you! Keep reading to learn more about what living in Payson is like, including details about its neighborhoods, schools, cost of living, and some pros and cons of living in this lovely city. This information should help you determine whether living in Payson, Arizona, is the right choice for you.
Are You Thinking About Buying a Home in Payson Arizona?
Would you like to buy a home in Payson, Arizona? Let our team of trusted professionals help you buy or/and sell a home in the Payson area. To connect with a local expert/real estate professional in Payson, Arizona, to help you navigate your home buying journey, CLICK HERE. To start receiving emails with homes that match your criteria in Payson, CLICK HERE and sign up for Listing Alert. With a little info on what, where, and how much, you'll get newly listed homes matching your criteria sent to your inbox as they hit the market. This can give you a big leg up in your home search.
The first step in the home-buying process is getting pre-approved for a mortgage. Todd Davidson is an experienced mortgage broker and can help you get the best financing option for your home purchase. Not quite ready yet? Todd can help you put together a plan to get you there. Whether you're thinking a few months or a year or more if you want to buy a home, reach out to Todd and he can help. CLICK HERE to email Todd and set up a call to get the process started.
Todd Davidson
Mortgage Broker
What is the Cost of Living in Payson Arizona?
If you're exploring a move to Payson, Arizona, or any place, the cost of living would be a significant factor in your decision-making. I calculated the REAL cost of living in Payson, Arizona, by factoring in today's costs for housing (rent and own), utilities, food, transportation, healthcare, and other necessities to live. To live in Payson, Arizona, and rent, you would need to make $47,000 a year. To live in Payson, Arizona, and buy a home, you would need to make $62,000 a year. Rental amount is based on current low end cost of studio or one bedroom, purchase is based on recent low end sales of a three bedroom and monthly payment with 20% down.
Living in Payson Tips/Info/Blog Posts
23 FAQs A REALTOR GETS ASKED > CLICK HERE
18 MORTGAGE FAQs > CLICK HERE
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WANT TO KNOW WHEN A HOME MATCHING YOUR CRITERIA GETS LISTED? SIGN UP FOR LISTING ALERT > CLICK HERE
MORTGAGE INFO > CLICK HERE
FREE HOME OWNERSHIP GUIDE > CLICK HERE
Top Neighborhoods in Payson Arizona
Nestled amidst the breathtaking landscapes of Arizona, Payson boasts a charming array of neighborhoods, each with its own unique character and housing styles. From upscale gated communities to rustic cabins in serene settings, these neighborhoods provide a variety of choices for residents seeking a blend of natural beauty and community comforts. If considering a move to Payson, Arizona, below are six neighborhoods for you to consider:
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Rim Country Estates: Rim Country Estates is a neighborhood characterized by its spacious single-family homes, many of which offer stunning views of the Mogollon Rim and surrounding forests. This area provides a sense of tranquility and a rural feel while still being close to town amenities. Homes in this neighborhood often feature larger lots and a mix of architectural styles that blend well with the natural landscape. Nearby parks and trails offer outdoor recreational opportunities. Residents might find locally owned shops, markets, and eateries that contribute to the area's charm.
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Woodhill: Woodhill is known for its mix of housing options, including single-family homes and townhomes. This neighborhood has a more suburban feel and is family-friendly, with tree-lined streets and well-maintained properties. Residents enjoy the convenience of nearby schools, parks, and playgrounds. The Woodhill Shopping Center provides access to various retail stores, restaurants, and services, making it a hub for local activity.
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Chaparral Pines: Chaparral Pines is a prestigious gated community offering upscale living with custom-designed homes and luxury amenities. The neighborhood is known for its elegant single-family homes and private golf course. Residents have access to a clubhouse, fitness center, and social events. The stunning scenery of the Mogollon Rim is a defining feature, and the neighborhood's meticulous landscaping enhances the overall aesthetic.
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Payson North: Payson North is a neighborhood featuring a mix of housing options, including single-family homes and some townhomes. It's conveniently located near the center of town, providing easy access to local businesses, restaurants, and entertainment. The Payson North Park offers recreational facilities and open spaces for residents to enjoy outdoor activities.
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Alpine Heights: Alpine Heights offers a blend of housing types, including single-family homes, often with a more rustic or cabin-like design that complements the mountain environment. This neighborhood showcases a sense of community pride, with well-maintained properties and an emphasis on preserving the natural landscape. Residents can explore nearby trails and parks, enjoying the fresh air and beautiful scenery.
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East Verde Estates: East Verde Estates is characterized by its tranquil and scenic setting along the East Verde River. Homes in this area often range from cabins to larger single-family houses. The neighborhood is popular for its proximity to fishing and outdoor recreation opportunities. Residents can enjoy the sounds of the river and the shade of tall pines. While it's more secluded, it's still within a reasonable distance to town amenities.
20 Pros and Cons of Living in Payson Arizona
Living in Payson Arizona Pros
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Natural Beauty: Surrounded by the stunning landscapes of the Mogollon Rim and Tonto National Forest, Payson offers residents access to picturesque mountains, forests, and outdoor recreation.
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Outdoor Activities: The area is a paradise for outdoor enthusiasts, offering activities like hiking, fishing, camping, and mountain biking in the nearby forests and lakes.
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Mild Climate: Payson enjoys a mild four-season climate, with relatively cool summers and moderate winters, making it a comfortable year-round destination.
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Small-Town Atmosphere: Payson's close-knit community fosters a friendly and welcoming small-town atmosphere, promoting a sense of belonging among residents.
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Low Crime Rate: Compared to larger cities, Payson generally experiences lower crime rates, contributing to a safer environment for families and individuals.
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Community Events: The town hosts various community events, festivals, and fairs that provide opportunities for residents to come together and enjoy shared experiences.
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Affordable Living: While costs can vary, Payson often offers more affordable housing options compared to larger urban areas in Arizona.
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Proximity to Phoenix: Payson's location just a couple of hours' drive from Phoenix allows residents to easily access the amenities of a major city while still enjoying a quieter lifestyle.
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Healthcare Services: The presence of medical facilities and healthcare services ensures that residents have access to essential care and treatment.
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Retirement Destination: Due to its pleasant climate, natural beauty, and recreational offerings, Payson is often considered an attractive retirement destination for those seeking a relaxed lifestyle.
Living in Payson Arizona Cons
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Limited Job Opportunities: Payson's job market can be limited, particularly in specific industries, which might require residents to commute or explore remote work options.
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Distance from Major Cities: While Payson's proximity to Phoenix is an advantage, it's still a significant distance from the amenities and cultural offerings of a major city.
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Tourist Season Crowds: During peak tourist seasons, the town can become crowded, affecting traffic, local businesses, and overall tranquility.
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Limited Shopping Choices: While there are local shops and stores, larger shopping centers and a wider variety of retail options might be more accessible in bigger cities.
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Healthcare Accessibility: While healthcare facilities exist, residents might need to travel to larger cities for specialized medical care or treatments.
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Extreme Weather: While the climate is generally mild, extreme temperatures and occasional severe weather, such as monsoons or heavy snowfall, can pose challenges.
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Seasonal Variability: Some residents might find the seasonal variability of the town's population and activities to be disorienting or unsettling.
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Wildfire Risk: Due to its natural surroundings, Payson is susceptible to wildfire risks during dry seasons, requiring residents to stay vigilant and prepared.
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Seasonal Allergies: Due to the natural surroundings, certain times of the year can bring about allergies from pollen, dust, and other allergens.
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High Altitude: Payson's elevation can affect newcomers, potentially leading to altitude sickness or breathing difficulties until acclimatization occurs.
FAQs About Living in Payson Arizona
What is Payson Arizona known for?
Payson, Arizona, is most known for its annual Rim Country Western Heritage Festival, which takes place every September and celebrates the rich western heritage of the area. The festival attracts visitors from all over and features various events and activities such as cowboy poetry, live music, rodeo performances, and a western art show. The vibrant displays of western culture are a sight to behold and have become an iconic symbol of Payson and the surrounding region.
What cities and attractions is Payson Arizona close to?
Payson, Arizona, is located in Gila County, part of the central region of the state. The town is approximately 90 miles northeast of Phoenix and 80 miles southeast of Flagstaff. Payson is close to several other cities in the area, including Prescott, about 70 miles to the west, and Show Low, about 80 miles to the east. The town is also within easy driving distance of other popular destinations in the region, such as the Mogollon Rim, Tonto National Forest, and the Apache-Sitgreaves National Forest. Payson's central location in Gila County makes it an excellent starting point for exploring the surrounding natural beauty and nearby cities.
What is the weather like in Payson Arizona?
Living in Payson, Arizona, you can expect mild weather throughout the year. In the winter months, the average high temperatures range from 45°F to 50°F, and the average low temperatures range from 32°F to 35°F. The city received a good amount of snow, with an average of 22 inches of snowfall annually. Summers in Payson are mild, with average high temperatures ranging from 70°F to 75°F and occasional hot spells in the 80s and 90s. The city receives around 22 inches of rain yearly, with most precipitation occurring in the fall and winter months.
Does Payson Arizona have good public schools?
Students in Payson, Arizona, attend public school in the Payson Unified School District, which serves the town of Payson and its surrounding areas. For school year 2022-23, Niche.com ranks the Payson Unified School District #66 among all school districts in Arizona, giving it an overall B- rating. The district is dedicated to providing a comprehensive education, including a focus on arts and athletics, and offers a wide range of programs to cater to the diverse interests and needs of its students. With a diverse student population and strong partnerships with local organizations and businesses, families residing in Payson, Arizona, can be assured that their children will receive a high-quality education within the public school system.
Is Payson Arizona safe?
Living in Payson, Arizona, you'll find it a pretty safe place. Property crime rates in Payson are lower than the national average, and violent crime rates are significantly lower than the national average. NeighborhoodScout.com states Payson has a crime rate lower than 65% of all US cities. Payson, Arizona, residents should feel relatively safe in their daily lives.
What is there to do living in Payson Arizona?
Living in Payson, Arizona, you will always have things to do. The town is surrounded by natural beauty, including the Tonto National Forest and the Mogollon Rim, offering ample opportunities for hiking, camping, and fishing. Payson boasts several parks, including Green Valley Park and Rumsey Park, which feature playgrounds, picnic areas, and scenic walking trails. The town hosts several annual events, including the Payson Rodeo, which attracts visitors from around the state, and the Payson Book Festival, offering author signings, book sales, and literary workshops. If you're looking for a day trip, Payson is located near attractions like Tonto Natural Bridge State Park and the Rim Country Museum. Whether you enjoy outdoor activities or cultural experiences, there is always something to do in Payson, Arizona.
Who are the large employers in Payson Arizona?
If living in Payson, Arizona, some of the top employers include the Payson Regional Medical Center, which employs over 400 workers, the Payson Unified School District, which employs over 300 people, and Gila County, which employs over 200 people. Other notable employers in Payson include the Mazatzal Hotel & Casino, Walmart, and various tourism and hospitality businesses. With a diverse range of employers, residents of Payson can find opportunities in healthcare,
education, tourism, and more.
How is the healthcare in Payson Arizona?
Living in Payson, Arizona, puts you near the Payson Regional Medical Center, which is a level III trauma center and has 48 beds. This hospital would likely be able to provide you with most of your medical needs. If looking for a specialist and can't find them in the Payson area, you're around 90 miles away from Phoenix, Arizona, and some of the biggest and best hospitals in the state.
Is living in Payson Arizona good for retirees?
If you're retired or thinking of retiring, Payson, Arizona, can be a good choice for many reasons. The weather in Payson is one of its primary attractions, with its warm, sunny climate providing an inviting environment for retirees seeking to escape colder regions. The abundance of outdoor activities, such as fishing, camping, and exploring nearby natural wonders like Tonto Natural Bridge, ensures retirees can maintain an active and fulfilling lifestyle. Taxes can be a big consideration, especially in retirement. Arizona does not tax Social Security benefits, the state's income tax rates are relatively moderate, and the sales tax isn't high, providing some financial relief for retirees. Property taxes can vary depending on the specific county within Arizona, but overall, property taxes in Arizona are fairly low. Payson's pleasant weather, diverse recreational activities, and affordable tax policies make it an appealing destination for retirees seeking a comfortable and fulfilling retirement.
Is Payson Arizona a good place to live?
Payson, Arizona is a great place to live because of its stunning natural beauty, with its proximity to the Mogollon Rim and Tonto National Forest offering endless opportunities for outdoor activities. Additionally, the town has a strong sense of community, with friendly residents and a variety of local events and festivals that bring people together.
I want to relocate to Payson Arizona. How do I make it happen?
You've come to the right spot if you're looking to move to Payson, Arizona. There’s a lot of information on this website to help including some helpful links below. If you want to ask questions, try our Facebook Group > Moving to Arizona where we have broad group of locals to answer any question you might have. If you’re looking to buy a home in the Payson area, getting pre-approved for a mortgage should be your first step. For Mortgage Info, reach out to me. I would love to tell you more about what living in Payson, Arizona, is like as well as help with your mortgage if you decide to purchase a home.